About nāvik
We believe every small business that deserves a loan should be able to get one.
The problem
The system wasn't built for the way small businesses work.
Most small business owners we speak to have a solid business. Regular customers, consistent orders, suppliers who trust them. But when they walk into a bank, none of that counts.
Banks ask for formal accounts, years of ITR, collateral. Things most small businesses don't have. Not because they're running a bad business. Because the system wasn't built for the way small businesses actually work.
So good businesses get rejected. Or they end up paying far more than they should, because they had nowhere else to go.
What nāvik does
That's why we built nāvik.
A nāvik is your loan advisor. Someone who understands how your business actually works and knows which lenders will see it the right way. They find the right lender from our network of banks and NBFCs, handle the paperwork and follow-ups, and get the money in your account.
No forms. No apps. Just a call or a WhatsApp message.
The team
Built by people who've seen both sides.
nāvik was founded by Madhava Yallanki and Nikhil Singh, former Amazon colleagues who built systems that connected people with the right resources at scale.
When they saw how many good small businesses were being turned away by banks — not because the business wasn't solid but because the system couldn't see it — they decided to build nāvik.
Your nāvik is a call or WhatsApp away.
Tell us what your business needs. We'll take it from there.