How a nāvik gets you a business loan

Most small business owners we speak to have the same story. The business is solid. Regular customers, consistent orders, suppliers who trust them. But when they walk into a bank, none of that seems to count.

A nāvik is the person who changes that. Here is what actually happens when you reach out.

1. You tell us about your business

Call or WhatsApp your nāvik and talk the way you would to a friend who knows lending. What do you sell? Where is the shop or unit? Roughly how much comes in every month? What do you need the money for?

There is no form to fill. Your nāvik asks a handful of questions in the conversation itself. The whole thing takes a few minutes.

2. Your nāvik finds the lender that fits

Every bank and NBFC looks at a business differently. One wants years of ITR. Another is happy with bank statements and GST filings. A third will accept your machinery or stock as security instead of property.

Your nāvik works with many of them and knows which one will see your business the right way. Instead of you knocking on one door and hoping for a yes, your nāvik picks the door that is most likely to open.

3. We handle the running around

Eligibility check, document collection, lender follow-ups. Your nāvik does it so you do not have to. If a lender needs something extra, you hear it from your nāvik, not from a call centre.

4. The money lands in your account

Once the lender approves, the loan is disbursed straight to your bank account. Your nāvik stays with you until that happens.

What it costs you

Nothing. nāvik does not charge you any commission or fees. We are paid by the lender, and we work for you, not for them.

Ready when you are

Call or WhatsApp your nāvik at +91 80715 80715. Tell us what your business needs and we will take it from there.

Loan approval is subject to the eligibility criteria and discretion of our RBI-regulated partner banks and NBFCs.